General Description
You may assume that your employers will pay the bill should you need medical attention during a business trip or if you have any other emergency, but this is not always the case. Also what happens if you’re self-employed? Group business travel insurance policies are also available.

Cover on a business travel insurance policy can include computer equipment, samples, delayed business equipment, and even a courier to get vital items to you, business money, and business equipment hire, as well as the usual medical expenses, personal liability & legal expenses, cancellation, belongings cover, and emergency repatriation. You will have access to a 24 hour worldwide emergency helpline, 365 days a year.

Buying a business travel insurance policy is good value for money, as the cost of the premium is much lower than the possible cost of any emergency, which could be hundreds of thousands of pounds.

Problems of Not Insuring
Hopefully your foreign business trip will not result in any emergencies, but if you do have any misfortune, your business travel insurance means you have access to help 24 hours a day, 365 days a year.

We hear tales of travellers’ families having to sell all their belongings, even houses, to pay the medical bills. Make sure you are not put in the same situation, and buy your business travel insurance through a company like PHA.