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Health Agreements
Form E111UK residents travelling to Europe, should pick up an FORM E111 from the Post Office or call Freephone 0800 555 777. As a citizen of the European Union, it entitles you to benefit from the reciprocal health agreement between EU Countries. It can be validated at no cost at any Post Office with your passport. If used, it will mean any medical claim excess on your insurance will be waived. If you need treatment, you should present this at the time of treatment as it may save you paying the policy excess from any claim under the section Medical and Other Expenses.

When you are travelling to Australia or New Zealand and you have to go to hospital, you must register for treatment under the National Medicare Scheme of those countries. If you do not do this, the insurers may not be able to pay your claim. If you are in any doubt as to how to collect a FORM E111 or register for the Medicare Scheme, please contact Inter Group Assistance Services who will be able to help you - see the policy wording for more details.

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