Winter Sports Travel Insurance
General Description
Winter Sports Travel Insurance benefits include medical expenses, personal liability, personal accident, cancellation, baggage cover, legal costs and emergency repatriation. You will have access to a 24 hour worldwide emergency helpline, 365 days a year.
Buying a winter sports holiday insurance policy is excellent value for money, as there is no comparison between the premium and the possible costs of any misfortune.
If you and your family go abroad twice or more a year, then it is advisable to take out an annual travel insurance policy, as this can often work out cheaper than buying insurance for each separate trip. Be sure to check the extent to which winter sports activities are included. With an annual policy, you can travel as often as you want, up to the single trip limit (e.g. 30 days maximum each trip).
Types of Activities
A Winter Sports Travel Insurance policy includes certain sporting activities which other policies often exclude as they are considered too dangerous.
Policies can include cover for the following:
Skiing; Land Skiing; Mono Skiing; Cross Country Skiing; Heli-Skiing; Off Piste Skiing; Snowboarding; Ski Boarding; Snowmobile; Sledging; Luging; Tobogganning and Ice Skating.
Please refer to PHA with any other Winter Sports activity.
Problems of Not Insuring
It is particularly important to ensure you have a good travel insurance covering all possible emergencies, especially for medical treatment, which can reach hundreds of thousands of pounds, particularly in the USA. If one of your family members falls ill or has an accident, you do not need the added worry of how you are going to pay the medical bills. Too many people have had to sell everything, even their homes, in order to fund the treatment and, maybe, repatriation. All they had to do was to go to a company like PHA before they travelled, then they wouldn’t have been in such dire circumstances.
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